Rams Home Loans
 RAMS is a multi-awarded Australian Home Specialist company engage in providing unbeatable and great value offers that specifically address different needs for your home loan requirements.
RAMS started in 1996 as a retail brand providing home financial assistance and because of its dedicated management, RAMS immediately made its name as one of largest non-bank Home Loan lenders in Australia offering the most novelty and creative products and services in the market. RAMS provide Customer Service that perfectly fit to the distinct taste of Australian consumers. With this remarkably performance in residential mortgage market, RAMS has now more than 70,000 satisfied customers.
Another beautiful thing with RAMS is the presentation of their documents written in a very simple layman’s English that fully complies and adhere to Consumer Credit Code. During your visit or inquiry to their office, a Home Loan Manager can discuss to you in a simple manner their home loans program or could even visit you in a place and time most convenient to your schedule. Mortgage brokers who obtained certification to sell RAMS product and services could also give you assistance. RAMS has also a call center and an online service that is accessible wherever and wherever your are. Dedicated to its word and values of providing innovation and leadership, no wonder RAMS is now rated AAA securities supported by Australian Residential Mortgages.
With regard to fees, interest rate, flexibility and features, RAMS can truly provide you the best in its class. They have flexible deals even in repayments and if you deposit extra money in your loan account aside from your fix amortizations, you will save interest everyday because they are highly equipped with 100% off-set facility. RAMS has an Express Redraw facility that allows you to access your funds anytime you want them. They also have SmartWay Home Loan that provide access on ATM with 5 free cheques and 8 free EFTPOS every month to give you the convenience of not going to a bank
RAMS likewise provide a worry free application process for self-employed customers.
The success of RAMS Home Loan in the market is undeniably well applauded in Australia that is why they are regarded as one of the most trusted financial services brand. Some research reveals that RAMS has the highest levels of acceptance and recognition over banking institutions.
And in recognition of RAMS outstanding products and services, they now have Five Australian Mortgage Awards. RAMS also won the Money Magazine Best of the Best Award for the Best Low Doc Home Loan last 2004 and dubbed in 2003 as Best Brand after grabbing the Best Retail or Franchise Operation-Retail, Best Advertising and Sales Manager of the Year in 2002.
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